Here is an extract of an article I wrote for Bright Blue blog on access to finance – the full article can be read here . In the longer term, accelerating the pace of our recovery means changing the lending landscape for businesses. With only one new banking license being granted in the last 150 years, we cannot simply rely upon more traditional banks entering the market. However, there are already disruptive new solutions that exploit the power of the internet to process applications faster and serve customers more effectively, such as peer-to-peer lenders like Market Invoice or Funding Circle. What this tells us is that the solution to the lending drought doesn’t have to be a traditional bank….